This summary is not the rule. The rule text controls.
Lawyers cannot use the threat of criminal charges as a bargaining chip to win a civil case. For example, a lawyer can't tell someone "pay my client the money they're owed or we'll have you arrested" when the real goal is just to settle a civil dispute, like a debt or contract issue.
This rule exists to stop lawyers from using the fear of jail or a criminal record to pressure someone into giving up money or rights in a lawsuit that has nothing to do with an actual crime. Criminal charges are supposed to be based on whether someone broke the law, not used as leverage to win a lawsuit about money or property.
If a lawyer breaks this rule, they can face discipline from the state bar, including possible suspension or other penalties. If you feel like someone's lawyer is threatening you with criminal charges just to force you to settle a civil case, this is the type of behavior the rule is meant to prevent.