Local Rule 3015-1: Chapter 13 Plans
Bankr. D. Alaska — General rule
Rule 3015-1 Chapter 13 Plans
(a) Format. Unless otherwise ordered by the court, a chapter 13 plan must conform to AK LBF 5 and attach the plan analysis, disposable income analysis, and liquidation analysis, and schedule of direct payments to creditors.
(b) Contents.
(1) The Alaska Permanent Fund Dividend is to be included in accordance with paragraph 2(b) of AK LBF 5 and may not be included in the regular periodic payments provided in paragraph 2(a).
(2) Payments to all secured creditors whose claims are not modified and provided for in paragraph 3(e) of AK LBF 5, other than payments to the holders of residential mortgages, must be included in paragraph 3(f) of AK LBF 5.
(3) Paragraph (3)(h) of AK LBF 5 may be modified to provide separate classes of unsecured claims to the extent provided by § 1322(b)(1) of the Code.
(4) The following matters may not be accomplished through a chapter 13 plan: [A] lien avoidance; [B] objections to claims; [C] determination of the dischargeability of debts; [D] valuation of collateral; and [E] reduction of interest rates.
(c) Payroll Deduction. Following a default of two (2) monthly payments, all future wage earner debtor chapter 13 plan payments will be by payroll deduction.
(d) Reporting Income/Expenses.
(1) Schedules of income and expenses, and required periodic financial reports, if any, must clearly delineate the source and amount of gross receipts and projected expenditures.
(2) Expenses incident to the production of any non-wage income must be accurately set forth.
(e) Certification. The plan must be signed by the debtor and debtor's attorney, if represented by counsel, which signatures constitute certification that the plan complies with the provisions of the Bankruptcy Code, the Federal Rules of Bankruptcy Procedure and this rule.