Local Rule D.N.J. LBR 4001-2: Monthly Statements, Payment Coupons, and Related Notices
Bankr. D.N.J. — General rule
D.N.J. LBR 4001-2. Monthly Statements, Payment Coupons, and Related Notices A secured creditor or lessor does not violate the automatic stay imposed by § 362 of the Code or the discharge injunction imposed by § 524 of the Code when it sends any of the following documents to the debtor:
(1) a regular monthly statement or payment coupon;
(2) a reminder statement which is informational only and does not demand payment;
(3) a notice of the status of an escrow account, including a notice regarding calculation of a new monthly payment based on a change in the property tax or insurance premium; or
(4) a notice of an adjustment to a variable rate monthly mortgage payment resulting from a change in the interest rate.
2015 Comment This Rule was formerly Local Bankruptcy Rule 4001-3(a). It is amended to include lessors.