This summary is not the rule. The rule text controls.
Sometimes a person suing someone else wants to freeze money or property before the case is even decided. This rule explains when that is allowed for garnishment, which means taking money that a third party owes to the person being sued, like a bank account.
To get this kind of order before judgment, the person suing has to ask a district judge for permission. They cannot just get a garnishment on their own. They have to follow the same steps used for something called an attachment, which is another legal tool used to hold onto property while a case is pending.
There is one big limit. If the money being targeted is wages that someone earned from a job, it cannot be garnished before judgment. In other words, a person's paycheck is protected until the case is actually decided. Garnishment before judgment can only apply to other types of property or money, not to income from work.