§ 60-454 Liability insurance.

If someone gets hurt and later sues another person, the court usually won't allow evidence about whether that other person had liability insurance. This means a jury typically can't hear that the defendant was covered by insurance at the time of the accident.

The reason for this rule is fairness. Knowing that a defendant has insurance might make jurors more likely to rule against them, even if the insurance has nothing to do with whether they actually did something wrong. Insurance coverage doesn't prove someone was careless or at fault, so courts keep this information out of the trial.

In practice, this means lawyers generally cannot mention insurance when trying to show that someone acted negligently. The focus stays on what the person actually did, not on whether they had a policy to cover damages if they lost the case.