Art. 2751 Grounds for arresting seizure and sale; damages

If someone is trying to seize and sell your property through an executory proceeding, you have a way to stop it. You can ask a court for an injunction, which is a legal order that halts the seizure and sale before it happens.

There are three main reasons a court will grant this kind of injunction. First, you can stop the sale if you already paid off the debt or otherwise settled what you owed, so there's nothing left to collect. Second, you can stop it if the debt is no longer legally enforceable, meaning the law no longer allows the creditor to collect it, even if technically some balance remains. Third, you can stop the sale if the creditor didn't follow the correct legal steps required for this type of proceeding, such as missing required notices or paperwork.

This rule gives property owners a real defense when someone tries to seize their property. If any of these three problems apply to your situation, you don't have to just let the seizure and sale go forward. You can go to court and ask a judge to stop it before you lose your property.