Rule 411 Liability Insurance

If someone has car insurance or other liability insurance, that fact cannot be used in court to prove they did something wrong or were careless. Just because someone has insurance does not mean they acted badly, and just because someone lacks insurance does not mean they acted carefully.

However, insurance information can come up in court for other reasons. For example, if there is a dispute about who owned a vehicle or who was in charge of a situation, insurance records might help answer that question. Insurance information can also be used to show that a witness might be biased, such as if a witness works for an insurance company that has a stake in the case.