This summary is not the rule. The rule text controls.
This rule deals with what happens when someone who owed money or had a legal duty under a contract dies before anyone files a lawsuit about it. If that person shared the debt or responsibility with others, either jointly or jointly and separately, their death does not let their share disappear.
As long as the legal claim is the type that survives death (meaning it does not automatically end just because someone died), the person's estate can be brought into the lawsuit as a party. This means the people suing can include the deceased person's estate along with any other people who share responsibility for the debt or contract.
In simple terms, this rule protects people who are owed something. It stops a co-signer, business partner, or other jointly responsible person from escaping the debt just because one of the responsible parties died before the case started. The estate can still be held accountable for its share.