This summary is not the rule. The rule text controls.
If you're suing someone and claiming they committed fraud or made a mistake that matters to your case, you can't just say it happened. You need to spell out the specific details, like what was said or done, when it happened, and how it was misleading or wrong. General accusations aren't enough for these claims.
However, the rule is more relaxed when it comes to a person's state of mind. If you need to claim someone acted with malice, intent, or knowledge, you don't have to prove it in detail in your initial filing. You can simply state that they had that state of mind, and the specifics can come out later as the case moves forward.
This rule exists because fraud and mistake claims can seriously damage someone's reputation, so the law wants to make sure there's real substance behind the accusation before the case proceeds. At the same time, since it's hard to know exactly what was going on in someone's head, the rules don't require that same level of detail for things like intent or knowledge.