4001-2: Creditor Contact with Debtors
Local Rules of the United States Bankruptcy Court for the Western District of North Carolina — General Rules
Local Rule 4001-2 Creditor Contact with Debtors
(a) Compliance with Non-bankruptcy Law. Any creditor contact with debtors must also comply with any applicable non-bankruptcy law.
(b) Creditor's Responses to Debtors. A creditor may respond freely to any inquiry from a debtor on any subject matter.
(c) Contact Regarding Loss Mitigation. A secured creditor may contact any debtor for the purpose of offering to the debtor the opportunity to apply for, procure, negotiate, or respond to a request from either party for a workout, loan modification, surrender, deed-in-lieu, or other matters concerning loss mitigation. Such contact shall cease if so requested by the debtor.
(d) Secured Creditor Duties. See Local Rule 4001-1(e).