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United States Bankruptcy Court, Western District of North Carolina

4th Circuit Charlotte, North Carolina

About This Court

The United States Bankruptcy Court for the Western District of North Carolina is a unit of the United States District Court for the Western District of North Carolina, operating within the Fourth Circuit. The court has jurisdiction over bankruptcy cases filed under Title 11 of the United States Code by debtors located in the western portion of North Carolina, which includes the Charlotte metropolitan area, the Piedmont region, and the western mountain counties.

The district is anchored by Charlotte, one of the largest banking and financial centers in the United States, which contributes to a notable volume of complex commercial and corporate bankruptcy filings. The court handles all chapters of bankruptcy, including Chapter 7 liquidations, Chapter 11 reorganizations, Chapter 12 family farmer and fisherman cases, and Chapter 13 wage earner plans.

Cases are administered across multiple divisions, with the Charlotte division handling the majority of the district's filings given the concentration of population and commercial activity in the greater Charlotte area.

Handles cases filed under the federal Bankruptcy Code within the jurisdiction of the Western District of North Carolina. Bankruptcy judges are appointed by the court of appeals for 14-year terms. Proceedings are governed by the Federal Rules of Bankruptcy Procedure.

Divisions

Charlotte Division (Charlotte), Shelby Division (Shelby), Asheville Division (Asheville)

Caseload

The court sees a significant volume of Chapter 13 consumer filings, consistent with regional trends in the Southeast, as well as complex Chapter 11 commercial reorganizations reflecting Charlotte's status as a major financial center.

Bar Admission

Attorneys must be admitted to practice before the United States District Court for the Western District of North Carolina to appear in the bankruptcy court. The court also requires registration for electronic case filing through the CM/ECF system.

Clerk's Office

401 West Trade Street, Charlotte, NC 28202

(704) 350-7500

Local Rules

The Local Rules of the United States Bankruptcy Court for the Western District of North Carolina, which supplement the Federal Rules of Appellate Procedure. See the court's official website for the authoritative text.

General Rules 55

RuleTitle
1002-2 Petitions
1002-3 Automatic Stay as to Rental Deposits
1002-4 Chapter 11 First-Day Orders
1006-1 Filing Fee
1007-2 Master Mailing Matrix
1007-3 Filings Upon Conversion
1007-4 Payment Advices
1007-5 Amendments to Lists, Schedules, and Statements
1014-1 Transfers of Divisional Venue Within District
1015-1 Joint Administration, Substantive Consolidation, and Bifurcation
2002-1 Notice to Creditors and Service of Papers
2002-3 Objection to Confirmation of Chapter 13 Plans
2003-1 Meeting of Creditors
2004-1 Depositions and Examinations
2014-1 Appointment of Professionals
2016-1 Retainers Held by Professionals and Chapter 11 Attorney's Fee Applications
2016-2 Compensation of Chapter 13 Attorneys
3001-1 Claims and Equity Security Interests
3001-2 Presumptive Interest Rates in Chapter 13 Cases
3002-1 Chapter 13 Trustee Treatment of Certain Tax Claims
3002.1-1 Fed. R. Bankr. P. 3002.1(g) Responses
3003-1 Procedures for the Disbursement of Conduit Mortgage Payments
3009-1 Processing Returned Creditor Overpayments in Chapter 7 Cases
3011-1 Disbursement of Unclaimed Funds
3012-1 Pre-confirmation Adequate Protection Payments in Chapter 13 Cases
3015-1 Disposition of Funds in Dismissed Chapter 13 Cases
3015-2 Disposition of Funds in Converted Chapter 13 Cases
3018-1 Ballot Report
3021-1 Authorization of Pro Rata Monthly Payments to Secured Creditors in Chapter 13 Cases
3021-2 Processing Returned Creditor Overpayments After Final Distribution in Chapter 13 Cases
4001-1 The Automatic Stay and Secured Creditor Duties
4001-2 Creditor Contact with Debtors
4002-1 Debtor Duties
4003-1 Exemption Election
4004-1 Discharge of Chapter 13 Debtors
4004-2 Closing Individual Chapter 11 Cases Prior to Discharge
4008-1 Reaffirmation Agreements
5005-1 Electronic Case Filing
5005-2 Powers of Attorney
5009-1 Trustee's Duty to File Final Report
5009-2 Payment of Costs of Administration in a Chapter 7 Case
5011-1 Abstention
6005-1 Auctioneers
9006-1 Time Limits
9013-1 Motion Practice
9013-2 Briefs in Adversary Proceedings and Contested Matters
9013-3 Motions to Seal
9014-1 Contested Matters
9019-1 Settlements of Adversary Proceedings
9019-2 Mediated Settlement Conference
9021-1 Tender of Judgments and Orders
9022-1 Service of Orders
9028-1 Disqualification of Judges
9029-1 Telephonic and/or Video Appearance at Hearings
9037-1 Protection of Personal Privacy

Appellate Rules 1

Other Courts in the 4th Circuit